Best Term Deposit Rates

Checking & Savings
Effective Date: Saturday, March 6th, 2021
BalanceAPR*APY**
Primary Savings
Minimum to open: $5.00. Minimum to earn dividends: $5.00
All balances0.05%0.05%
Business Savings, Special Savings, Holiday Savings and IRA Savings
Minimum to open $5.00. Minimum to earn dividends: None
All balances0.20%0.20%
Secured Visa Savings
Minimum to open: Tied to VISA limit. Minimum to earn dividends: None
All balances0.20%0.20%
Checking and Business Checking
Minimum to open: $10.00. Minimum to earn dividends: None
Up to $24,999.990.00%0.00%
$25,000 and over0.25%0.25%
Rates
Money Market Savings & IRA Money Market Savings
Effective Date: Saturday, March 6th, 2021
Minimum to open: $1,000.00 Minimum to earn dividends: None
BalanceAPR*APY**
Up to $9,999.990.15%0.15%
$10,000 - $24,999.990.20%0.20%
$25,000 - $49,999.990.25%0.25%
$50,000 - $99,999.990.30%0.30%
$100,000 and over0.40%0.40%
Share Certificates & IRA Certificates
Effective Date: Saturday, March 6th, 2021
Minimum to open: $500.00 Minimum to earn dividends: $500.00
TermAPR*APY**
6 Month0.30%0.30%
12 Month0.40%0.40%
24 Month0.65%0.65%
36 Month0.75%0.75%
48 Month0.85%0.85%
60 Month1.00%1.00%
Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.
Promotional Share Certificates
Effective Date: Saturday, March 6th, 2021
TermAPR*APY**
Bump-Up 36 Month Certificate0.50%0.50%
Minimum to open: $5,000.00. Minimum to earn dividends: $5,000.00
Certificate early withdrawal penalties may apply. The rate contracted for all certificates will remain in effect for the entire term of the certificate. Refer to the Universal Account Agreement for account details.

Term Deposits Interest Rates. With this interest rates table, you can use the arrows to sort. Term Deposits Interest Rates. With this interest rates table, you can use the arrows to sort by various options such as interest rate, provider, amount and rating. Rates changes from the past seven days will be highlighted in green or red. View Cash PIE and Term PIE rates here. NEW: Click on a provider's name or logo to see all their rates.

Best Term Deposit Rates Ing

If rates rise during the term of your certificate, a bump-up certificate allows you to increase your rate up to the currently advertised rate one time during your term. Bumped rate applies to remaining term on certificate. Certificate will automatically renew as a traditional 36-month certificate. Click here to learn more.

Canadian Term Deposit Rates


*APR=Annual Percentage Rate. Loan rates determined by individual creditworthiness, qualifications, term of loan and collateral conditions including age of vehicle. Rates, terms and conditions subject to change.
**APY= Annual Percentage Yield. Rates, terms and conditions are subject to change. Savings, Checking and Money Market accounts are variable rate. Fees and other conditions may reduce earnings on the account.

Best Term Deposit Rates Usa

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