Chime Deposit Cash
Time from sent till received: Instant. As we covered in our guide to adding money to. You can deposit cash in your Chime Spending Account at over 60,000 retail locations with Green Dot. Ask the cashier to add cash directly to your Chime Visa Debit Card at the register. You can add up to $1,000.00 per rolling 24-hour period for a maximum of $10,000.00 per.
Fee-free overdraft up to $100.¹ Get paid up to 2 days early with direct deposit.² Grow your savings.
Learn how we collect and use your information by visiting our Privacy Policy›
Chime Reload Locations
The Bancorp Bank or Stride Bank, N.A.; Members FDIC
Overdraft fee-free with SpotMe
We’ll spot you up to $100 on debit card purchases with no overdraft fees. Eligibility requirements apply.¹
Get paid early
Set up direct deposit and get your paycheck up to 2 days earlier than some of your co-workers!²
Say goodbye to hidden fees³
No overdraft. No minimum balance. No monthly fees. No foreign transaction fees. 38,000+ fee-free MoneyPass® and Visa Plus Alliance ATMs. Out-of-network fees apply.
Make your money grow fast
0.50% Annual Percentage Yield (APY)⁴. Set money aside with Automatic Savings features. And never pay a fee on your Savings Account.
Stay in control with alerts
You’re always in-the-know with daily balance notifications and transaction alerts
Security & support you can trust
Serious security
Chime uses secure processes to protect your information and help prevent unauthorized use
Privacy and protection
Your deposits are FDIC insured up to $250,000 through The Bancorp Bank or Stride Bank N.A.; Members FDIC
Friendly support
Have questions? Send a message to our Member Services team in the app or check out the Help Center.
Get started
Applying for an account is free and takes less than 2 minutes.
It won’t affect your credit score!
Learn how we collect and use your information by visiting our Privacy Policy›
Stimulus payments and Chime
If you are a Chime member, you will be able to find out more about the status of stimulus payments on this page. We will be adding more details as we receive information regarding processing and payment timing.
Please note that our member support agents do not have information on the status of Economic Impact Payments.
Updated Jan 11th, 2021
If you have not received a stimulus payment yet, you may be impacted by an IRS error.
The IRS recently announced that it will reissue payments for all those affected by Feb 1. Most members should receive payment via direct deposit, or in some cases, paper checks.
We will continue to make payments available as soon as they arrive and keep you updated.
We've got your back
We’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members before their stimulus payments arrive.
Direct deposit your stimulus with Chime›
No hidden fees¹. Grow your savings automatically. Fee-free overdraft for eligible members².
Check my payment status›
Get information from the IRS on the status of your Economic Imapct Payment
We've got your back 💚
If you have questions regarding the stimulus payment and your Chime account, please check out our FAQ below.
If you’re eligible for an economic impact payment, but haven’t gotten it yet, it’s likely that the IRS will send you a paper check or debit card. This is expected to start soon and continue throughout the month of January.
If you received the previous stimulus payment as a direct deposit and haven’t received a second stimulus payment, the IRS likely routed your payment to tax preparer companies instead of your account. These payments were rejected and returned to the IRS. If you were impacted, you’ll either receive a paper check or a debit card from the IRS. If you do not receive your payment in any form, then you can claim the Recovery Rebate Credit on your 2020 tax return.
To check the status of your payment, go to IRS.gov/eip and use the Get My Payment tool.
For more information check out the IRS stimulus FAQs.
As with all direct deposits, Chime will make your money available the moment we can. Unfortunately, we have no way to track the status of your payment until it arrives in your account, but you may get your stimulus check early.
We’re offering temporary access to $200 of spending power through SpotMe to a random selection of eligible Chime members. The new SpotMe limit is temporary and limits will be adjusted to normal levels once stimulus payments are distributed.
Also, this increase cannot be combined with any offers or other bonuses. The maximum SpotMe limit is $200. Learn more here.
Deposit Cash Chime Card
Is the increased SpotMe limit an advance, loan, and/or will this be in addition to what I receive with the government stimulus?
Your increased SpotMe limit is not an advance from Chime, a loan, or an addition to the government stimulus. It’s simply a step toward helping make the expected payment available to use as soon as possible.
What if someone offers to get me my stimulus payment sooner?
Protect yourself from scams. If someone is offering you a faster stimulus payment in exchange for money or information, they are a scammer. The IRS has noted a wave of new schemes involving Stimulus Payments. Most schemes involve attempts to collect your personal or financial information in order to receive your payment sooner, but other schemes may involve first sending you a bogus check and requiring that you call in with or mail in additional information.
Chime Deposit Cash
If you are the target of a scam, you can report it to the IRS by emailing phishing@irs.gov. For more information, see the IRS’s Coronavirus scams page.